Do You Get Insurance for Your Kids?

My brother is an insurance agent, so I agree to the need of being well insured. My kids are insured since they were babies, but mostly on investment and I would like to use the money for their education in the later years. Even if we have the insurance for them, we still have to save up in saving and checking account as they might want to study abroad when they grow up. Of course, the checks are for our own use, but most accounts are all in one now.

Some of my friends only get the medical cards for their kids and I don’t think it’s enough. The insurance premium will force us to pay for it, so we are ended up saving up more. Besides, the banks are not giving a nice interest now! So, I would rather look for other sources that keeping money only in the banks.

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