Money Matters
Before I was a mother, I didn’t care much about money. To me, money is always there, as long as you are willing to work for it. But now, my perspective changed. I can’t just think about myself, I have to think about the future of my children too. They taught me about being more responsible and reliable when it comes to money.
I try my best not to get any loans because I am only a SAHM and I’m unemployed. I have no idea how to repay the loan later, and I don’t want to give hubby any burden. Even if I know there are debt consolidation by some companies, but I’m trying my best not to take them now. I know that one day hubby will be tied down with a home loan, so no point I’m getting myself one and strain our financial abilities earlier than than.
However, if you have homes, you have the advantages of getting secured personal loans when you are in need of money. But that depends on the decision of the creditors if they are willing to borrow you the amount you need. Just remember that you will still have to repay the loan, and the money is only temporary relief to your financial crisis.
So, am I good at money? I am still not sure about that.




